One should avoid taking loan on Tuesday, Vriddhi Yoga, Sankranti day and Amrit Siddhi Yoga formed by Sunday and Hasta Nakshatra. Loan taking during these timings will create difficulties in repayment and remains a burden for generations. Money should not be borrowed on Tuesday even by mistake. Wednesday is beneficial for taking loan.
Notes: All timings are represented in 12-hour notation in local time of Semenyih, Malaysia with DST adjustment (if applicable).
Hours which are past midnight are suffixed with next day date. In Panchang day starts and ends with sunrise.
All time intervals are categorized into three
Also, while taking loan, Nakshatra, Lagna and planetary positions during Muhurat Lagna should be auspicious for monetary transactions.
As per Vedic astrology, Lagna of all movable sign i.e. Mesha (1), Karka (4), Tula (7) and Makara (10) are considered good for monetary transactions.
All movable Nakshatra i.e. Punarvasu (7), Swati (15), Shravana (22), Dhanishtha (23), Shatabhisha (24), all sweet Nakshatra i.e. Mrigashira (5), Chitra (14), Anuradha (17), Revati (27) and Ashwini (1), Pushya (8), Vishakha (16) are considered good for monetary transactions.
The ideal time for monetary transactions is when 5th, 8th and 9th house are vacant i.e. these houses should not be occupied by any Graha.
The days which are to be avoided for taking loan are good for repayment of loan.
