Notes: All timings are represented in 24+ hour notation in local time of Columbus, United States with DST adjustment (if applicable).
Hours past midnight are higher than 24:00 and fall on next day. In Panchang day starts and ends with sunrise.
In West Bengal, Orissa and Assam, the most important day to worship Goddess Lakshmi falls on the full moon day in lunar month Ashwin. Lakshmi Puja on Purnima Tithi in month of Ashwin is known as Kojagrat Puja and more commonly known as Bengal Lakshmi Puja. Kojagrat Puja Purnima is more famously known as Sharad Purnima in most parts of India.
However most people in India worship Goddess Lakshmi on Amavasya Tithi during Diwali.
